Employment Injury

Q.What is an Employment Injury?

A. Any form of injury or prescribed disease which occurs during the course of one’s employment which hinders or prevents a person from performing duties. The insured person must have been authorized to perform the said task, at the time of his or her injury.

Q. What are the qualifying conditions?

A. No previous contributions are required.

Q. Who qualifies?

A. A person who is in insurable employment and sustains an injury as a result of his employment.

Q. What is the maximum period for which an Employment Injury Benefit can be paid?

A. An employment injury benefit is paid for a maximum of fifty-two (52) weeks.

Q. At what rate is an employment injury benefit paid?

A. It is paid at 65% of the insured person’s insurable earnings in the month in which the injury was sustained or the average of the best two (2) months in the last four (4) months of contributions before the month in whcih he injury was sustained.

Q. Does National Insurance refund medical expenses?

A. National Insurance refunds medical expenses incurred as a result of the accident, up to a limit of EC $20,000 upon the provision of evidence of that expenditure.